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VT.FNVertical accelerator

Financial services — regulator-aligned by default.

PCI DSS Level 1 controls baseline, PSD2 SCA / open-banking flows live via Payvera, ISO 20022 across SEPA + national rails, SOX-aligned audit envelope. Customer-cloud (DM.02) for tier-2 banks; DM.03 sovereign for systemic operators; DM.04 confidential compute for treasury + AML flows where even the operator must not see plaintext.

VT.FN.FTWhy FlyttGo fits this vertical

Regulated finance signs against three things in 2026: PSD2 / PSD3 readiness, FFIEC / EBA-aligned operational resilience, and audit reproducibility. Payvera ships SCA + ISO 20022 + SCT-Inst; DORA-aligned operational resilience controls are tabletop-tested quarterly; the append-only audit envelope replays end-to-end for any regulator.

VT.FN.RGRegulatory framework alignment

8 frameworks pre-mapped to the platform.

  • VT.FN.RG.01

    PCI DSS v4.0 Level 1

    International · PCI SSC

    Cardholder-data processing baseline. Payvera deployments achieve PCI DSS L1 with the platform substrate within scope; tokenisation removes most tenant-side scope.

  • VT.FN.RG.02

    PSD2 + RTS-SCA

    European Union

    Strong customer authentication for online payments; transaction risk analysis (TRA) exemption flows tightened in CL.035.

  • VT.FN.RG.03

    PSD3 + Payment Services Regulation

    European Union

    Tracking finalisation; ready when published. Open-banking PSP federation in the platform roadmap (RM.P04).

  • VT.FN.RG.04

    DORA (Digital Operational Resilience Act)

    European Union

    Operational-resilience controls aligned; quarterly tabletop exercise log; ICT-third-party register published in the trust desk.

  • VT.FN.RG.05

    FFIEC IT Handbook

    United States · FFIEC

    IT examination handbook alignment for US-regulated financial institutions; SOC 2 Type II + ISO 27001 cover the platform-level scope.

  • VT.FN.RG.06

    Basel III ICAAP / BCBS 239

    International · BCBS

    Capital adequacy + risk-data aggregation. Ledgera produces auditor-friendly export packs aligned with BCBS 239 risk-data aggregation principles.

  • VT.FN.RG.07

    MAS-TRMG

    Singapore · MAS

    Technology Risk Management Guidelines for MAS-licensed institutions; sovereign-region deployment in Singapore on customer engagement.

  • VT.FN.RG.08

    SOX Section 404

    United States · SEC

    Internal-controls audit trail. Append-only audit_log + segregation-of-duties via Identra roles satisfy 404 IT-controls requirements.

VT.FN.MDRecommended module fit
VT.FN.RKSector risk register

4 risks named, with mitigation.

  • VT.FN.RK.01

    Privileged-insider attack vector

    Treasury + AML flows expose card-holder + investigation data to platform operators by default. DM.04 confidential compute removes this vector — workloads run inside hardware-enforced TEEs the vendor cannot read.

  • VT.FN.RK.02

    Regulator examination cycle

    FFIEC + EBA examinations compress timelines. The append-only audit envelope replays any transaction end-to-end with chain-of-custody preserved; signed export pack ships within one business day.

  • VT.FN.RK.03

    PSD3 transition exposure

    PSD2 → PSD3 migration is a cliff for hand-rolled SCA implementations. Payvera abstracts the SCA flow; PSD3 lands as a platform release, not a tenant-side rebuild.

  • VT.FN.RK.04

    BCBS 239 risk-data aggregation

    Risk-data aggregation completeness + accuracy is the single most-cited examination finding. Ledgera produces the BCBS 239 export pack with provenance manifest baked in.

VT.FN.PRProcurement routes
  • EBA Outsourcing Register documentation pack
  • FCA Operational Resilience submission alignment
  • MAS-TRMG due-diligence questionnaire pre-fill via /ask-flyttgo
  • Crown Commercial Service Treasury route for UK government banking adjacencies
VT.FN.CSReference programmes in this vertical
VT.FN.NX · vertical-aware engagement

Open a programme on this vertical's terms.

Consultation routed to the desk handling financial services programmes. DM.03 substrate, L.05 tier and the regulatory framework matrix above presented at intake — scoping starts at SE.D2, not at framework discovery.

Open consultation · CB.00Generate a CAIQ for this vertical · AS.00All verticals